1040 COTTAGE DR, The Villages, FL 32162
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1040 COTTAGE DR, The Villages, FL 32162
1040 COTTAGE DR, The Villages, FL 32162
1040 COTTAGE DR, The Villages, FL 32162
1040 COTTAGE DR, The Villages, FL 32162
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Mark Gilbo

Mark Gilbo

+1(315) 804-4847
$ 1,325,000
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1040 COTTAGE DR The Villages, FL 32162

3 Beds

3 Baths

2,042 SqFt

UPDATED:

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 2,042 sqft

Price per Sqft $648

Subdivision Villages Of Sumter Lake Shore Cottages

MLS Listing ID G5115808

Bedrooms 3

Full Baths 2

Half Baths 1

HOA Y/N No

Annual Recurring Fee 2448.0

Year Built 2004

Annual Tax Amount $9,793

Lot Size 9,147 Sqft

Acres 0.21

Property Sub-Type Single Family Residence

Source Stellar MLS

Property Description

RARE OPPORTUNITY IN LAKE SHORE COTTAGES — JUST STEPS FROM LAKE SUMTER LANDING! Discover an extraordinary combination of LOCATION, LUXURY, and LIFESTYLE in one of The Villages' most distinctive neighborhoods. Beautifully remodeled from top to bottom, this stunning 3-bedroom, 2.5-bath cottage offers the charm of classic Florida architecture with the sophistication of a modern luxury retreat. Featuring a PRIVATE HEATED SALTWATER POOL, spectacular outdoor living spaces, WATER VIEWS, and a BOND THAT IS PAID IN FULL, this is a home that truly stands apart!From the moment you arrive, the inviting front porch sets the tone with its beautiful wood-look porcelain flooring, beadboard ceiling, decorative railing, and custom ceiling fans. HARDIE PLANK SIDING, a METAL ROOF, and freshly painted exterior add timeless character and curb appeal.Step through the leaded-glass front door and prepare to be impressed! The interior has been thoughtfully transformed into a bright, OPEN-CONCEPT living space designed for both entertaining and everyday comfort. Gorgeous luxury vinyl plank flooring, crown molding, oversized baseboards, updated lighting, and abundant natural light create a sophisticated yet welcoming atmosphere. The beautifully remodeled kitchen features GRANITE COUNTERTOPS AND BACKSPLASH, high-end appliances, farmhouse sink, under-cabinet lighting, reverse osmosis system, and generous gathering space.The primary suite offers a beautifully updated private bath with granite countertops, custom mirrors, a spacious walk-in shower with dual showerheads, and a large walk-in closet. An additional guest bedroom and beautifully remodeled guest bath provide comfort for visiting family and friends. The spacious third bedroom or den, with soaring 13-foot ceilings, a convenient half bath, and direct access to the pool, offers wonderful flexibility.THE OUTDOOR LIVING IS EXCEPTIONAL! Imagine spending your afternoons beside your own HEATED SALTWATER POOL, complete with a soothing waterfall and gorgeous TRAVERTINE DECKING. The combination of privacy walls, beautiful gardens, and inviting entertaining areas creates your own personal Florida oasis.One of the home's most impressive features is the spectacular 29' x 10' enclosed living area overlooking the pool, featuring floor-to-ceiling hurricane-rated glass, beautiful tile flooring, beadboard ceiling, and its own MINI-SPLIT HEATING AND COOLING SYSTEM. Step outside onto the elevated patio and enjoy peaceful views of the landscaped backyard and water beyond.Additional highlights include a Kinetico whole-house water filtration and softening system, tankless water heater, newer HVAC system, epoxy-coated garage floor, gutters, and numerous thoughtful upgrades throughout. Furniture is negotiable to be purchased separately.AND THE LOCATION? SIMPLY OUTSTANDING! Lake Shore Cottages offers a distinctive neighborhood atmosphere, charming architecture, and its own community pool — all just moments from the restaurants, boutiques, waterfront dining, nightly entertainment, and vibrant lifestyle of LAKE SUMTER LANDING.Homes offering this combination of extensive renovations, private pool living, distinctive cottage charm, and exceptional proximity to Lake Sumter Landing are not easily duplicated.THIS IS MORE THAN A BEAUTIFUL HOME — IT'S AN OPPORTUNITY TO ENJOY THE VERY BEST OF THE VILLAGES LIFESTYLE. SCHEDULE YOUR PRIVATE SHOWING AND EXPERIENCE 1040 COTTAGE DRIVE FOR YOURSELF!

Location

State FL

County Sumter

Community Villages Of Sumter Lake Shore Cottages

Area 32162 - Lady Lake/The Villages

Zoning RES

Interior

Interior Features Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments

Heating Natural Gas

Cooling Central Air

Flooring Luxury Vinyl

Furnishings Negotiable

Fireplace false

Appliance Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener

Laundry Inside, Laundry Room

Exterior

Exterior Feature Rain Gutters, Sidewalk

Parking Features Golf Cart Parking

Garage Spaces 1.0

Pool Gunite, Heated, In Ground, Lighting, Pool Alarm, Salt Water, Screen Enclosure

Community Features Community Mailbox, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Playground, Pool, Restaurant, Sidewalks, Special Community Restrictions, Tennis Court(s)

Utilities Available BB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Sprinkler Recycled, Water Connected

View Y/N No

Water Access No

Roof Type Metal

Attached Garage true

Exposure North

Garage true

Private Pool Yes

Building

Entry Level One

Foundation Slab

Lot Size Range 0 to less than 1/4

Sewer Public Sewer

Water Public

Structure Type HardiPlank Type

New Construction false

Others

Pets Allowed Yes

Senior Community Yes

Ownership Fee Simple

Monthly Total Fees $204

Acceptable Financing Cash, Conventional, FHA, VA Loan

Listing Terms Cash, Conventional, FHA, VA Loan

Num of Pet 2

Special Listing Condition None

Virtual Tour https://www.propertypanorama.com/instaview/stellar/G5115808

Stellar MLS
© 2026 My Florida Regional MLS DBA Stellar MLS. All Rights Reserved.
Listed by Jana Raber REALTY EXECUTIVES IN THE VILLAGES

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Mark Gilbo

Mark Gilbo

NY & FL Broker License ID: 10491206207

+1(315) 804-4847

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1040 COTTAGE DR