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Home Buying With Gilbo Realty

As your buying agents, we can help streamline the process of buying a home and make it easier for you. We’ve aligned ourselves with the top professionals in the industry, and once an offer has been accepted, we will personally help facilitate the process to close on the home. By working closely with mortgage brokers, title and escrow companies, home inspectors, and home warranty companies we will provide you with the best service possible!

Afraid you don't have enough money to close?  Don't worry, we'll find it for you!  We can arrange for the seller to pay part of your closing costs and provide a list of local companies that offer state grants towards closing.  Don't let your lack of available funds stop you from looking for a home!

What's the First Thing I Should Do?  Visit a mortgage lender to get pre-approved.  Once thats complete, contact us and get setup on our Automated Home Search Site (Not Zillow!).  We will need to know what your approved for, how many beds and baths you would like/need, location of choice and more.  The more info you give us, the easier we can find you a home. 

Can I sit down/Zoom Meet with you now?  Absolutely and we highly recommend it!!  We'll go over the buying process, sign you up to our Automated Home System and provide a starter list of lenders we have worked with to get pre-approved at.  Click Here To Contact Us..

If my offer is accepted, how long does it take to close?  Typically, it takes 60 days to close on a house.  A cash deal averages 30 days.  

Can i sell my home and make offer on another at the same time?  Yes!  We can make the sale of your home contingent upon you finding suitable housing.  This way you can start accepting offers and look for your next home at the same time. 

Why you should buy your next home with Gilbo Realty! 

  • First, we train our Agents in Mortgage Financing and how to find their clients the best deals around.  You'd be surprised how many times deals fall apart because the Agent didn't know the lender would finance their new home purchase. 
  • Second, when our Agents walk into a home, the first thing they do make sure that the loan you were APPROVED for can actually finance the house based on condition, geographical area and more. 
  • Third, our Agents knowledge of the business is second to none and we continually add to that with in house training, seminars and online classes.  

How much of my closing costs can a seller pay?   A seller can pay up to 6% of the purchase price with FHA loans, 3% with conventional loans when you put less than 10% down, 6% with conventional loans when you put 10% plus down.   Remember, the house must appraise by the bank in order to receive all those funds.  

How is a buyers agent paid?  In NY, most buyers agents are paid out of the sellers proceeds at closing.  The only time you have to come out of pocket with more money (in a traditional sale) is when you have a buyers agreement commission for more than the willing seller commission in the listing.  For example:  If the seller is willing to pay a buyers agent 2.5%, but your buyers agreement says you are willing to pay your agent 3%, you will have to pay the extra 1/2% at closing to your agents broker.  If you run into this scenario, your agent should discuss this discrepancy with you before writing the contract.

Recently Listed Properties

225 Willard  Street, Minoa-Village-313805 image
225 Willard Street, Minoa-Village-313805 $132,900

Welcome to 225 Willard Street! This cozy Minoa village Cape Cod is just waiting for it's new owners to make it their own! This well maintained home has been lovingly owne...

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309 Helfer  Lane, Minoa-Village-313805 image
309 Helfer Lane, Minoa-Village-313805 $149,900 ▲

Ready for you to move in. This wonderful and spacious Ranch in Canterbury Woods has a HUGE Dining area, fenced yard, remodeled bath and finished basement with recreation ...

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234 Norwood  Avenue, Salina-314889 image
234 Norwood Avenue, Salina-314889 $124,900

No Showings until 1-22-21 At 6:00pm. No Negotiations until 1-25-21 @9pm. COMPLETELY Updated, MOVE IN READY! This is hard to find….. #TURNKEY!! New Covered front porch le...

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6434 Wembridge  Drive, Dewitt-312689 image
6434 Wembridge Drive, Dewitt-312689 $179,900

Move right into this three bedroom 1.5 bath split level home in the desirable ESM school district. This home features a HUGE family room located on the first level as wel...

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39 Watertree  Drive, Dewitt-312689 image
39 Watertree Drive, Dewitt-312689 $84,900

This is the one you’ve been waiting for! Immaculate top floor 1 bedroom condominium in the Watertree Community. Enjoy worry-free living with all exterior building maint...

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380 Sw 8th  Street, Oswego-City-351200 image
380 Sw 8th Street, Oswego-City-351200 $185,000

Fantastic Ranch home located in great area with an exceptional lot! Houses like this don't come along very often and this one is just waiting for it's new owner(s). Gre...

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19 Geer  Avenue, Utica-City-301600 image
19 Geer Avenue, Utica-City-301600 $199,500

None

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1187 Lake Rd, Oneida-Outside-251289 image
1187 Lake Rd, Oneida-Outside-251289 $89,000

Great starter home with 2 bedrooms downstairs two bedroom upstairs . Two first floor bathrooms. good size garage with good size back yard

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330 N Beech  Street, Syracuse City-311500 image
330 N Beech Street, Syracuse City-311500 $89,900

This fully rented 2 family on the northside!!! Both tenants are long term and have been in the property for 5 years. The owner currently pays the utilities for the upsta...

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2018 Bedford  Street, Rome-Inside-301301 image
2018 Bedford Street, Rome-Inside-301301 $149,900

Located in one of Rome's finest communities. This well kept, full of charm and updates ranch style home has a nice large living room and a large eat in kitchen. Also, Gle...

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Gilbo Realty LLC
9774 Destiny USA Drive
Syracuse, NY 13204
315-752-9513

Located in Destiny USA Mall

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